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RLI At-Home Business

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RLI’s In-Home Business Policy (BOP) is designed for small businesses which are operated out of a person's home. An individual who conducts such an enterprise may find it difficult to find appropriate and affordable insurance through a conventional commercial lines approach. Yet, the homeowner's policy on the residence normally excludes any liability arising from "business pursuits." This product is specifically targeted for small retail and service businesses operated from the insured's residence that present minimal product liability, professional liability, and/or off-premises exposures.